Medicaid provides health coverage to millions of Americans, including eligible low-income adults, children, pregnant women, elderly adults and people with disabilities. Medicaid is administered by states, according to federal requirements. The program is funded jointly by states and the federal government.
Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
- Myth: Medicare / Medicaid Can Pay For Assisted Living
If we take a look at the basic definition of those these, taken from their website, the main coverage here is health coverage. This could include hospital and skilled nursing stays.
California Medi-Cal (California Medicaid) pays for lower income assisted living via the Assisted Living Waiver (ALW). This waiver is not available statewide, and as of 2019, assisted living residences are available in only 15 counties. This program has a long waiting list and is limited in the communities it can offer.
Therefore the idea that these programs will cover someone for all Assisted Living is in fact a myth. Traditional Assisted Living is an out of pocket expense, it can be paid for by certain Long Term Care policies or certain Veterans Benefits
American Senior Home Finders is a Senior Placement and Referral Agency.
We offer placement services FREE to the families.
We can be reached 7 days a week. Call: 949-278-0155